RENOVATION & PROJECT FINANCING

Finance your renovation. Build what comes next.

Renovation & Project Financing provides a structured financing solution for eligible property improvements, modernisation, extensions and significant personal projects. Explore your potential financing structure and submit your request for an individual assessment.

Premium renovated residential interior
PROJECT FINANCING A structured approach to renovation, improvement and major personal projects.
From €1,000 Indicative financing amount
Up to €1,000,000* Subject to individual assessment
12–360 months Indicative repayment period
From 3%* Indicative fixed rate
Modern renovated residential interior
A STRUCTURED APPROACH Financing designed around the purpose and scale of your project.
A SOLUTION FOR YOUR PROJECT

Turn a planned improvement into a clearly structured financing project.

Renovation & Project Financing is designed for individuals seeking financing for a renovation, property improvement, modernisation or significant personal project.

Whether you are improving your existing home, planning an extension or preparing another eligible project, the financing request is considered according to its purpose, amount, duration and your individual circumstances.

01

Project-Focused Financing

A financing amount considered according to the nature and scale of your renovation or project.

02

Structured Repayment

A defined repayment period and instalment structure based on the applicable financing conditions.

03

Individual Assessment

Each request is reviewed according to the applicant's circumstances and required supporting documentation.

YOUR PROJECT

Financing for different renovation and project requirements.

Renovation & Project Financing can be considered for different types of eligible projects, subject to applicable conditions and individual assessment.

Home renovation
01 — HOME RENOVATION

Renovate & Refresh

Finance eligible renovation work designed to improve the functionality, comfort or appearance of your property.

Property improvement
02 — PROPERTY IMPROVEMENT

Improve Your Property

Support eligible improvement projects involving interiors, equipment, installations or other property-related works.

Property extension and modernisation
03 — EXTENSION & MODERNISATION

Extend & Modernise

Structure financing around eligible extension, modernisation or substantial improvement projects.

Major personal project
04 — PERSONAL PROJECT

Major Personal Projects

Consider financing for a significant eligible project requiring a structured and defined repayment solution.

KEY FEATURES

A financing structure presented clearly from the outset.

Before proceeding, the principal financing parameters are presented so that you can understand the structure of the request and the associated repayment obligations.

01

Indicative Financing Amount

From €1,000, with the maximum amount determined according to the financing solution and individual assessment.

02

Repayment Period

Indicatively from 12 to 360 months, depending on the requested financing and applicable conditions.

03

Indicative Fixed Rate

An indicative fixed rate from 3%, subject to the applicable conditions and individual assessment.

04

Regular Instalments

Repayment according to the schedule and contractual conditions applicable to the approved financing.

Professional property financing consultation
INDIVIDUAL ASSESSMENT

Your request is considered according to your individual circumstances.

The assessment of a Renovation & Project Financing request takes into account the information provided with the application, the purpose of the project, the requested amount and duration, as well as the supporting documentation required for the review.

01

Your Project

The purpose, scope and characteristics of the renovation or project being financed.

02

Your Financial Situation

Relevant information concerning income, expenses and repayment capacity.

03

Supporting Documentation

Documents required to assess the application and verify the information provided.

04

Repayment Structure

The requested amount, duration and applicable repayment conditions.

FINANCING PARAMETERS

Understand the principal parameters of your financing.

The following figures provide an indicative framework for exploring your potential financing structure.

Financing Overview

Indicative parameters only. Final financing conditions depend on eligibility, assessment and applicable contractual documentation.

Financing amount
From €1,000
Maximum amount
Up to €1,000,000*
Duration
12 to 360 months
Interest rate
Indicative fixed rate from 3%*
Repayment
Regular instalments
Assessment
Individual and subject to eligibility
Important information

The figures presented are indicative and do not constitute an offer of financing. Final terms may vary according to the applicant's circumstances, the purpose of the request, eligibility, supporting documentation and applicable contractual conditions.

HOW IT WORKS

A clear process from your first request to financing setup.

The financing process is structured so that the main stages of your request can be understood from the outset.

01

Online Application

Complete the application form with information about your project, requested amount and personal circumstances.

02

Application Review

The information provided and any required supporting documentation are reviewed.

03

Individual Assessment

The financing request is assessed according to applicable criteria and the applicant's circumstances.

04

Financing Proposal

Where applicable, the relevant financing conditions are communicated for consideration.

05

Contractualisation

Following acceptance, the applicable contractual documentation is prepared for signature.

06

Financing Setup

Once the applicable contractual and administrative requirements have been completed, the financing is established according to the agreed terms.

PLAN YOUR FINANCING

See how your renovation financing could be structured.

Use our Loan Simulator to explore an indicative monthly repayment based on the amount, duration and interest rate entered. The result is an estimate intended to help you understand the potential structure of your financing request.

ILLUSTRATIVE EXAMPLE €449.66 / month €25,000 · 60 months · 3.00% indicative fixed rate
YOUR REQUEST

Start with the information that matters.

Submitting an application allows you to provide the essential information about your renovation or project and financing requirements. The information supplied is then used as part of the applicable assessment process.

Eligible projects may include home renovation, property improvement, modernisation, extensions and other significant personal projects, subject to applicable conditions and individual assessment.
Information relating to the applicant, the project, the requested amount, the repayment period, financial circumstances and supporting documentation may be required as part of the assessment process.
Yes. The Loan Simulator can be used first to explore an indicative repayment structure based on the amount, duration and applicable rate entered.
No. The simulator provides indicative information only. It does not constitute an offer, commitment or guarantee of financing. Final terms depend on individual assessment and applicable contractual conditions.
No. Submission of an application initiates the applicable review and assessment process. Financing remains subject to eligibility, assessment, documentation and contractual conditions.
YOUR PROJECT

Ready to explore your renovation financing options?

Start your Renovation & Project Financing request or use the simulator first to estimate an indicative financing structure.

Disclaimer: The information presented on this page is general and indicative in nature and does not constitute a financing offer or guarantee of approval. Renovation & Project Financing is subject to eligibility, individual assessment, supporting documentation and applicable contractual conditions. Final financing terms, including the applicable interest rate, amount, duration and repayment schedule, may vary according to the applicant's circumstances, the purpose of the request and the applicable contractual documentation.