PROPERTY FINANCING

Financing for your property project.

Property Financing provides a structured financing solution for eligible property-related projects, including acquisition and selected real estate needs. Explore an indicative financing structure and submit your request for an individual assessment.

€1,000 Indicative minimum
€1M Indicative maximum*
12–360 Months*
From 3% Indicative fixed rate*
Modern residential property interior
Structured Property Financing
A SOLUTION FOR YOUR PROPERTY PROJECT

Finance your real estate plans with a structured approach.

Property Financing is designed for applicants considering an eligible property-related project and looking for a defined financing and repayment structure. The request is considered according to the purpose of the financing, the requested amount and duration, the applicant's circumstances and the supporting documentation required for assessment.

01

Property-Focused Financing

A financing structure considered around the characteristics and purpose of the property project.

02

Structured Repayment

A repayment period and instalment structure established according to the applicable financing conditions.

03

Individual Assessment

Each request is reviewed according to the applicant's circumstances and required supporting documentation.

PROPERTY PROJECTS

Financing for different real estate needs.

Property Financing may be considered for different eligible property-related projects, subject to the applicable conditions, eligibility and individual assessment.

Residential property

Property Purchase

Financing for an eligible property acquisition, subject to individual assessment and applicable conditions.

Modern residential house

Residential Property

Explore financing for an eligible residential property project according to the applicable financing structure.

Property investment building

Investment Property

Property-related financing may be considered according to the project's purpose and applicable assessment criteria.

Property renovation interior

Property Improvements

Financing for eligible property improvement or related projects, subject to the applicable conditions.

KEY FEATURES

A financing structure presented clearly from the outset.

The principal financing parameters are presented so that you can understand the potential structure of the request and the associated repayment obligations before proceeding.

01

Indicative Financing Amount

From €1,000, with the maximum amount determined according to the applicable financing solution and individual assessment.

02

Repayment Period

Indicatively from 12 to 360 months, depending on the requested financing and applicable conditions.

03

Indicative Fixed Rate

An indicative fixed rate from 3%, subject to the applicable conditions and individual assessment.

04

Regular Instalments

Repayment according to the schedule and contractual conditions applicable to the financing that may be offered.

INDIVIDUAL ASSESSMENT

Your property project is considered according to your circumstances.

The assessment of a Property Financing request takes into account the information provided, the purpose of the project, the requested amount and duration, the applicant's financial circumstances and the supporting documentation required for the review.

01

Your Property Project

The purpose, characteristics and financing requirements of the property project.

02

Your Financial Situation

Relevant information concerning income, expenses and repayment capacity.

03

Supporting Documentation

Documents required to assess the application and verify the information provided.

04

Repayment Structure

The requested amount, duration and applicable repayment conditions are considered as part of the assessment.

FINANCING PARAMETERS

Understand the indicative financing framework.

The following parameters provide an initial reference for exploring a potential financing structure.

Financing Amount From €1,000
Maximum Amount Up to €1,000,000
Repayment Period 12–360 months
Indicative Interest Rate From 3% fixed
Repayment Regular instalments
Assessment Individual
The figures presented are indicative and do not constitute an offer of financing. Final terms may vary according to the applicant's circumstances, the purpose of the request, eligibility, supporting documentation and applicable contractual conditions.
HOW IT WORKS

From your property project to a structured financing decision.

The process is designed to collect the information required to understand your project and assess the financing request.

01 — APPLICATION

Submit Your Request

Complete the application with information about your property project, requested amount and personal circumstances.

02 — REVIEW

Application Review

The information provided and any required supporting documentation are reviewed.

03 — ASSESSMENT

Individual Assessment

The financing request is assessed according to applicable criteria and the applicant's circumstances.

04 — PROPOSAL

Financing Proposal

Where applicable, the relevant financing conditions are communicated for consideration.

05 — CONTRACT

Contractualisation

Following acceptance, the applicable contractual documentation is prepared for signature.

06 — FINANCING

Financing Setup

Once the applicable contractual and administrative requirements have been completed, the financing is established according to the agreed terms.

PLAN YOUR FINANCING

See how your property financing could be structured.

Use our Loan Simulator to explore an indicative monthly repayment based on the amount, duration and interest rate entered. The result is an estimate intended to help you understand the potential structure of your financing request.

PROPERTY FINANCING FAQ

Frequently asked questions.

Find answers to some of the most common questions about Property Financing and the application process.

Property Financing may be considered for eligible property-related projects such as a property purchase, residential project, investment property or eligible property improvements, subject to the applicable conditions and individual assessment.
Depending on the request, supporting documentation may include information concerning your identity, income, financial circumstances and the property project. The documents required depend on the individual application.
The repayment structure depends on the financing amount, duration, applicable interest rate and the contractual conditions established following individual assessment.
Yes. The Loan Simulator can be used before submitting an application to explore an indicative monthly repayment based on the amount, duration and interest rate entered.
No. Submitting an application does not constitute an approval or guarantee of financing. Each request is subject to eligibility, individual assessment, supporting documentation and applicable contractual conditions.
Processing time may vary according to the complexity of the property project, the information provided and the supporting documentation required for the assessment.
YOUR PROPERTY PROJECT

Ready to explore your property financing options?

Start your Property Financing request or use the simulator first to estimate an indicative financing structure.

The information presented on this page is general and indicative in nature and does not constitute a financing offer or guarantee of approval. Property Financing is subject to eligibility, individual assessment, supporting documentation and applicable contractual conditions. Final financing terms, including the applicable interest rate, amount, duration and repayment schedule, may vary according to the applicant's circumstances, the purpose of the request and the applicable contractual documentation.