VEHICLE FINANCING

Financing for your next vehicle.

Vehicle Financing provides a structured financing solution for eligible vehicle purchases and related mobility needs. Explore an indicative financing structure and submit your request for an individual assessment.

€1,000 Indicative minimum
€1M Indicative maximum*
12–360 Months*
From 3% Indicative fixed rate*
Vehicle for personal transportation
Structured Vehicle Financing
A SOLUTION FOR YOUR VEHICLE PROJECT

Finance your vehicle project with a structured approach.

Vehicle Financing is designed for applicants considering an eligible vehicle purchase and looking for a defined financing and repayment structure. The request is considered according to the purpose of the financing, the requested amount and duration, the applicant's circumstances and the supporting documentation required for assessment.

01

Vehicle-Focused Financing

A financing structure considered around the characteristics and purpose of the vehicle project.

02

Structured Repayment

A repayment period and instalment structure established according to the applicable financing conditions.

03

Individual Assessment

Each request is reviewed according to the applicant's circumstances and required supporting documentation.

VEHICLE PROJECTS

Financing for different vehicle needs.

Vehicle Financing may be considered for different eligible vehicle-related projects, subject to the applicable conditions, eligibility and individual assessment.

Modern vehicle

New Vehicle

Explore financing for an eligible new vehicle purchase according to the applicable financing structure.

Personal vehicle

Used Vehicle

Financing may be considered for an eligible used vehicle purchase, subject to applicable conditions.

Family vehicle

Personal & Family Vehicles

Consider a structured financing solution for an eligible personal or family mobility requirement.

Professional vehicle

Professional Vehicles

Vehicle-related financing may be considered for eligible professional projects according to the applicable assessment.

KEY FEATURES

A financing structure presented clearly from the outset.

The principal financing parameters are presented so that you can understand the potential structure of the request and the associated repayment obligations before proceeding.

01

Indicative Financing Amount

From €1,000, with the maximum amount determined according to the applicable financing solution and individual assessment.

02

Repayment Period

Indicatively from 12 to 360 months, depending on the requested financing and applicable conditions.

03

Indicative Fixed Rate

An indicative fixed rate from 3%, subject to the applicable conditions and individual assessment.

04

Regular Instalments

Repayment according to the schedule and contractual conditions applicable to the financing that may be offered.

INDIVIDUAL ASSESSMENT

Your vehicle project is considered according to your circumstances.

The assessment of a Vehicle Financing request takes into account the information provided, the purpose of the project, the requested amount and duration, the applicant's financial circumstances and the supporting documentation required for the review.

01

Your Vehicle Project

The purpose, characteristics and financing requirements of the vehicle project.

02

Your Financial Situation

Relevant information concerning income, expenses and repayment capacity.

03

Supporting Documentation

Documents required to assess the application and verify the information provided.

04

Repayment Structure

The requested amount, duration and applicable repayment conditions are considered as part of the assessment.

FINANCING PARAMETERS

Understand the indicative financing framework.

The following parameters provide an initial reference for exploring a potential financing structure.

Financing Amount From €1,000
Maximum Amount Up to €1,000,000
Repayment Period 12–360 months
Indicative Interest Rate From 3% fixed
Repayment Regular instalments
Assessment Individual
The figures presented are indicative and do not constitute an offer of financing. Final terms may vary according to the applicant's circumstances, the purpose of the request, eligibility, supporting documentation and applicable contractual conditions.
HOW IT WORKS

From your vehicle project to a structured financing decision.

The process is designed to collect the information required to understand your project and assess the financing request.

01 — APPLICATION

Submit Your Request

Complete the application with information about your vehicle project, requested amount and personal circumstances.

02 — REVIEW

Application Review

The information provided and any required supporting documentation are reviewed.

03 — ASSESSMENT

Individual Assessment

The financing request is assessed according to applicable criteria and the applicant's circumstances.

04 — PROPOSAL

Financing Proposal

Where applicable, the relevant financing conditions are communicated for consideration.

05 — CONTRACT

Contractualisation

Following acceptance, the applicable contractual documentation is prepared for signature.

06 — FINANCING

Financing Setup

Once the applicable contractual and administrative requirements have been completed, the financing is established according to the agreed terms.

PLAN YOUR FINANCING

See how your vehicle financing could be structured.

Use our Loan Simulator to explore an indicative monthly repayment based on the amount, duration and interest rate entered. The result is an estimate intended to help you understand the potential structure of your financing request.

VEHICLE FINANCING FAQ

Frequently asked questions.

Find answers to some of the most common questions about Vehicle Financing and the application process.

Vehicle Financing may be considered for eligible new or used vehicles and certain professional vehicle projects, subject to the applicable conditions and individual assessment.
A used vehicle may be eligible depending on the applicable product conditions, the characteristics of the vehicle and the individual assessment of the request.
Depending on the request, supporting documentation may include information concerning your identity, income, financial circumstances and the vehicle project. The documents required depend on the individual application.
The repayment structure depends on the financing amount, duration, applicable interest rate and contractual conditions established following individual assessment.
Yes. The Loan Simulator can be used before submitting an application to explore an indicative monthly repayment based on the amount, duration and interest rate entered.
No. Submitting an application does not constitute an approval or guarantee of financing. Each request is subject to eligibility, individual assessment, supporting documentation and applicable contractual conditions.
YOUR VEHICLE PROJECT

Ready to explore your vehicle financing options?

Start your Vehicle Financing request or use the simulator first to estimate an indicative financing structure.

The information presented on this page is general and indicative in nature and does not constitute a financing offer or guarantee of approval. Vehicle Financing is subject to eligibility, individual assessment, supporting documentation and applicable contractual conditions. Final financing terms, including the applicable interest rate, amount, duration and repayment schedule, may vary according to the applicant's circumstances, the purpose of the request and the applicable contractual documentation.